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Commercial Insurance - Quote Form

Please fill in all of the fields and then submit the form.

General Information
Business name:
Name of principal:
Address:
Phone number:
(Format: ###-###-####)
E-mail address:
Postal code:
(Format: C#C#C#)
Expiry date of current policy:
(Format: dd/mm/yyyy)
Eligibility
Nature of business / occupancy:
Description of business:
Has the business had any claims in the last 3 years? Yes   No
Has the applicant had any previous insurance declined or cancelled? Yes   No
Does the floor area exceed 20,000 sq. ft.? Yes   No
Is this a seasonal business? Yes   No
Do gross sales exceed $3 million? Yes   No
Does the business sell or export goods or services outside of Canada? Yes   No
Is the building older than 35 years? Yes   No
Building Updates
Plumbing:
(Format: yyyy)
Roof:
(Format: yyyy)
Electrical:
(Format: yyyy)
⇒ Main service
⇒ Fuses or breakers:
⇒ Type of wiring: Romex
NMD (plastic)
BX
Is the business, in whole or part, for manufacturing or processing? Yes   No
Is the business a wholesaler? Yes   No
Does the business sell second-hand goods? Yes   No
Is the business located in a hotel? Yes   No
Does the business have an approved burglar alarm system? Yes   No
Burglar Alarm Monitoring Classifications

The following definitions are provided to assist with completion of the Business Owners’ Value Pakä Quotation Request:

Central Station System means one in which the operations of electrical protection circuits and devices are signaled automatically to, recorded in, maintained, and supervised from a central station having trained operators and security personnel in attendance at all times. Security personnel are dispatched to make immediate investigation of unauthorized entry or dispatched to make immediate investigation of unauthorized entry or opening of protected properties from which signals are received.

Monitoring Station System means one in which the operations of electrical protection circuits and devices are signaled automatically to, recorded in, maintained, and supervised from a monitoring station having trained operators in attendance at all times. Security personnel are not dispatched but police headquarters and subscribers are notified simultaneously of alarms.

Local Alarm System means one in which the protective circuits and devices are connected directly to:

  • A police station, or
  • A commercial telephone answering service.
  • Physical Risk Information
    Is the building owned by the applicant? Yes   No
    Building construction:
    Construction Classifications

    Fire Resistive
    A building with reinforced concrete, brick or masonry walls with reinforced concrete or steel framework adequately fire-proofed with concrete floors, concrete roof deck and non-combustible roofing material. All interior partitions must be of non-combustible material.

    Non-Combustible
    A building in which the structural members including walls, columns, beams, floor and roof constructions are of non-combustible materials, not qualifying as Fire Resistive, but have a fire resistance that enables them to withstand some degree of fire severity. Into this category will fall masonry wall/steel roof on steel supports, all steel construction, concrete on steel deck roof with masonry walls.

    Ordinary
    A building in which the exterior bearing walls or bearing partitions of exterior walls are of non-combustible or limited combustible ratings and stability under fire conditions; roof, floors, and interior framing are wholly or partly of wood. Commonly referred to as brick, wood-joisted or brick-joist construction or concrete block with wood deck roof.

    Frame
    A building in which the exterior walls, bearing walls, partitions, floors and roofs and their supports are wholly or principally of frame or other combustible material. Included in this category are frame and stucco, brick veneer and frame metal clad.

    Note:
    A structure must be at least two thirds (2/3) of one class of construction to qualify for that class, providing the value of the building is in the same ratio as the construction (dollar amount).

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    Does the building have a sprinkler? Yes   No
    Percent sprinkled (0 to 100): %
    Number of employees (including principals):
    Year built:
    (Format: yyyy)
    Construction
    Walls:
    Solid brick Concrete block Frame
    Steel Reinforced concrete Other:
    Roof:
    Wood Steel Other:
    Roof surface:
    Patent Metal Other:
    Floors:
    Wood Concrete Other:
    Does the building have a basement? Yes   No
    Basement:
    Wood Concrete Concrete block
    Heating
    Heating:
    Forced Hot Air Hot Water Steam
    Gas suspended units
    Chimney
    Chimney:
    Lined Unlined Brick
    Metal Concrete block
    Fuel
    Fuel:
    Gas Electric Wood / Coal
    Oil Tank
    Does the building have an oil tank? Yes   No
    Age of oil tank:
    Special Hazards
    Special hazards:
    None Tobacco Flammable liquids
    Spray painting Welding Woodworking
    Burglary
    Windows barred or screened? Yes   No
    Deadbolts? Yes   No
    Alarm system? Yes   No
    Is the alarm system ULC approved? Yes   No
    Type of alarm system:
    Burglar Alarm Monitoring Classifications

    The following definitions are provided to assist with completion of the Business Owners’ Value Pakä Quotation Request:

    Central Station System means one in which the operations of electrical protection circuits and devices are signaled automatically to, recorded in, maintained, and supervised from a central station having trained operators and security personnel in attendance at all times. Security personnel are dispatched to make immediate investigation of unauthorized entry or dispatched to make immediate investigation of unauthorized entry or opening of protected properties from which signals are received.

    Monitoring Station System means one in which the operations of electrical protection circuits and devices are signaled automatically to, recorded in, maintained, and supervised from a monitoring station having trained operators in attendance at all times. Security personnel are not dispatched but police headquarters and subscribers are notified simultaneously of alarms.

    Local Alarm System means one in which the protective circuits and devices are connected directly to:

    • An enclosed tamper protected loud sounding gong or siren attached to the outside of the building in which the premises are located, or
    • A police station, or
    • A commercial telephone answering service.
    Coverage
    Liability amount:
    Building amount:
    Contents amount:
    Professional liability required? Yes   No
    For...
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    19 Royal Oak Drive, Brantford, Ontario, N3R 7P2, Canada
    Phone (519) 758-1700
    Toll-free (800) 437-9555